Gold Carding Programs by State and Payer Adoption Rates
Texas's gold card program has qualified only 3 percent of physicians despite high approval rates.
Priya Subramaniam
Section
7 stories in Prior Auth Reform.
Texas's gold card program has qualified only 3 percent of physicians despite high approval rates.
Two stalled congressional fights threaten public health and patient care access.
Practices must separate the 2026 and 2027 deadlines to avoid costly compliance mistakes.
Physicians spend 13 hours weekly on prior authorizations, with denial rates varying wildly by payer.
Insurers' denial rates swing wildly—revealing prior auth as business strategy, not clinical care.
Payers must meet two compliance deadlines that reshape how prior authorizations are processed.
State laws, not federal rules, now drive prior authorization reform for most commercial patients.